Home Buying Guide
Determine your budget - find a lender (I can help if you'd like) and get pre-approved.
With your budget in mind, assess your needs and wants and prioritize them so we can start searching. I'll set up a computer search and email you the homes that match your criteria.
After looking at pictures and details of homes online, you'll narrow it down to some houses that you'd like to see. Call me and we'll make appointments to go shopping!
Once you've found one that you want, we'll write an offer. Since you've been pre-approved, there's no delay and your offer will be much stronger than buyers without that pre-approval. This can save you thousands.
Once you're offer has been accepted, you're under contract! We'll send you a detailed letter with all the dates and information you should need to further assist with the process.
Hire an ASHI-certified inspector to inspect the home. (At the same time, a termite inspection is generally done and we recommend a sewer line scoping as well.) Usually you'll need to get this done within ten days of acceptance of your offer. With the inspector's report in hand, we'll negotiate any repairs/issues discovered during the inspection.
Throughout the process, work with your lender to be sure (s)he has everything needed including purchasing homeowner's insurance.
Up to four days before closing, but generally the day before closing if it's convenient to all parties, you'll do a final walk-through of the house. This is a simple matter to insure that the house is in generally the same condition as when you put it under contract.
Come to closing and pick up your keys!
I'd like to be your Buyer's Agent
I work with buyers as a Buyer's Agent. That means that I owe my skill, loyalty and fidelity to the best interests of you, the buyer. (Missouri Statutes, Rule and Regulations 339.740) Give me a call and we'll get started on your search for just the right home.
If you haven't already done so, request a custom search to find your dream home. I'll send you a list of homes that match what you're looking for. When there's a home you'd like to view in person, please call. (They often go fast so we don't want to leave it to email and have any delay.)
Jackie Martin, Realtor
email: Jackie[at]WeSellStLouis.com
We Sell St. Louis
3424 Missouri Ave.
St. Louis, MO 63118
office: 314-772-HOME (4663)
toll-free: 1-866-971-HOME (4663)
cell: 314-495-4428